What Happens If You Fall Behind on Property Taxes in Cape Coral
October 14, 2025 | Blog
What Happens If You Fall Behind on Property Taxes in Cape Coral
Many Cape Coral homeowners don’t realize how quickly unpaid property taxes can snowball into a serious problem. Florida’s tax system is strict: when property taxes go unpaid, the county can sell a tax certificate to investors, creating legal and financial pressure on the homeowner.
Here’s what every homeowner should know — and how to act before losing your home.
How Delinquent Property Taxes Work
Each spring, the Lee County Tax Collector publishes a list of delinquent properties. If your taxes remain unpaid, investors can purchase a certificate that essentially covers your debt — but earns interest against you. If that certificate isn’t redeemed within two years, the property can go to tax deed sale, resulting in loss of ownership.
How to Protect Your Home
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Pay or Redeem Early: If possible, pay off the amount due (plus interest) before a tax deed application is filed.
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Explore Selling Before Auction: For many owners, selling the home before a tax sale protects equity and prevents foreclosure.
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Work with a Local Expert: A real estate professional can coordinate payoff statements and help you close before the auction deadline.
Why Local Guidance Matters
Cape Coral’s property market remains strong — and even if you’re behind on taxes, you likely have valuable equity to protect. Acting early ensures you stay in control of your outcome.
Behind on taxes? Request a confidential consultation with Miloff Aubuchon Realty Group to explore your options before your property is at risk.